Debt Vs. Equity

As a hard money lender, I get calls daily from real estate investors wanting help funding their next project. Many of them are so focused on one way to do it, they sometimes miss opportunities to make money. It was a few months ago I spoke with an investor that wanted us to fund a deal in Denver.

Overturned Mortgage Rulings Creates Chaos at the Supreme Court and Bank Stock Falls

Controversial decisions made by the Spanish Supreme Court regarding the Stamp Duty payable on Mortgage Deeds. The Supreme Court overturns one of its own rulings in a shock turn of events.

Owning a Classic Craftsman Home in Northeast Los Angeles

NELA home architectural styles vary widely: Modern, Art Deco, Victorian, Tudors, and others. But perhaps the Craftsman residences get the most attention.

Real Estate Outlook September 2018

LOS ANGELES, CA. How will the United States increased tariffs on an additional sixteen billion dollars of goods impact the real estate market? China has announced retaliatory tariffs and has even decided to increase tariffs on another two hundred billion dollars of Chinese goods. There is a weakening trend due to trade disruptions. The actual impact on the real estate markets will only become fully visible later this year.

5 Things That Make A PG Different From Others

You can find multiple advertisements reinforcing the same old qualities of a PG. These qualities include ideal location, good transport system, security, spacious rooms, the facility of AC and the option of getting a room for yourself or sharing it according to your budget. These things are essential and very important for ensuring a comfortable stay and nobody will deny that fact. These are the things that every student or working professional will consider before finalizing a PG. Over the years, we have been forced to think that these are luxuries while they are not and consequently, we don’t seek or ask anything more than these basic facilities.

Will We See Another Housing Bubble?: 4 Considerations

In the past few decades, we have witnessed a variety of different housing markets. We’ve seen buyers, sellers, and neutral real estate markets, to a wide variety of degrees. There have been periods, when it seemed, every house, sold, as soon as it was listed, at, or above, the listing price, and we have also seen, considerably more challenging circumstances.

The Perfect Disaster

Why trying to be perfect is a great way to fail – and how to avoid it. The best is the enemy of success! What I mean by this is so many of us are so focused on the best that we take very little action towards our success.

FINANCIAL DEFENSE The True Path to Wealth

“Congratulations! You play fantastic offense” This was said sarcastically by Thomas J Stanley in his famous book, The Millionaire Next Door. I have not read or listened to this book in more than eight years, but I still remember this phrase. That one, and the millionaire saying, “I drink two types or beer. Budweiser and Free.”

BIG TAX BENEFITS? Qualified Opportunity Zones

I received another call last week about someone wanting to invest in an Opportunity Zone (OZ). I asked “Why?” and they said, “To save on taxes and make more money.”

U.S. Real Estate Predictions for 2019

Similar as to how political pundits claim that this election cycle will be the most important in a generation, this year could be the most important year in recent memory in terms of mortgage loans and the residential real estate industry at large. (And if you believe that I have some swap land in Florida I’d like to sell you). For a variety of reasons, I have decided unilaterally to keep it short and sweet this year.

Short, Intermediate, And Longer – Term Impacts On Home Sales, When Rates Rise!

For many reasons, some, economic, while others, related to the pandemic – related, so – called, fatigue, etc, home prices, in most areas, have gone up, at, or, near, record amounts! Because of the prolonged period of artificially – created, low – interest rates, mortgage rates, have been at historic lows! Since, for most home buyers, using financing is essential to affording a purchase, when a low rate, causes cheap money, and, thus, the ability to afford more home – for – the – buck, prices usually rise!